Fiat Finance Operations Manager (Web3)

**About MEXC** Founded in 2018, MEXC is a global cryptocurrency exchange serving millions of users worldwide. We are committed to building a secure, efficient, and accessible platform for digital asset trading .MEXC is known for offering some of the lowest trading fees in the market, deep liquidity across a wide range of assets, and fast access to trending tokens. Our platform provides a comprehensive suite of services including spot trading, derivatives, staking, and other digital asset products designed for both retail and institutional users . Built on high-performance infrastructure and a user-first philosophy, MEXC delivers fast execution, strong market depth, and a seamless trading experience for global user s. At MEXC, we believe the best platforms are built through constant improvement and open collaboration. We value direct communication, practical thinking, and individuals who take ownership of their ideas. Teams are encouraged to share insights, challenge assumptions, and contribute to how the platform evolv es. As the digital asset industry continues to evolve, we remain focused on innovation, transparency, and global expansion while building a trusted platform for the next generation of financial technol **ogy. Key Responsibili** ties: 1. Multi-channel Business Reconciliation System Construction and Mana gementOverall coordination of fund reconciliation between banks and payment institutions in Europe (SEPA, SWIFT, local quick payment), Turkey (FAST, EFT/Havale), and Latin America (PIX, SPEI, PSE, and local clearing networks in various countries)Establish a multi-dimensional reconciliation framework covering inflows and outflows, exchange gains and losses, and transaction fee deductions; formulate reconciliation SOPs across time zones and multiple curre ncies.Lead the financial data integration for credit card issuance business (Issuing), covering consumer settlement, refunds, disputed payments (Chargeback), interchange rate calculation, and BIN fee allo cationMonitor outstanding and discrepancies, establish a tiered early warning mechanism, and promote the rapid clearing of abnormal funds. 2. Channel Cost Accounting and Rate Man agementEstablish refined cost models for various channels in Europe, Turkey, and Latin America, categorized by channel type (direct bank connection / local payment / ... Cost breakdown by card set, region, currency, and product line; calculation of bank account management fees, channel fees, exchange rate spreads, chargeback losses, and issuance-related costs, outputting channel profit and loss analysis; tracking Visa/Mastercard Interchange rate changes and PSP tiered rate implementation, identifying rate anomalies and driving negotiation optimization; establishing a channel cost benchmark library to provide horizontal comparative data for new channel access. 3. Financial Advice and Business Decision SupportProvide quantitative financial advice on channel selection, renewal terms, and funding strategies based on channel cost structure, transaction volume contribution, and risk losses.Participate in financial feasibility assessments for new market entry (country/currency/channel), build financial models, and output IRR and break-even calcu lations.Regularly output regional fiat currency business financial reports to management, presenting channel health, cost trends, and profit contr ibution.Assess compliance costs in conjunction with the regulatory environment and incorporate them into the financial decision-making fr amework. 4. Channel Financial Data Communication and Relationship M anagementServe as the main interface for financial data between the company and banks, payment institutions, and card organizations (Visa/Mas tercard).Lead the handling of reconciliation disputes, chargeback financial verification, settlement report review, and invoice ma nagement.Drive the establishment of financial data SLAs by external channel partners, standardizing reconciliation document formats, delivery frequency, and verification s tandards.Coordinate with internal product, compliance, legal, and technology teams to resolve differences in channel data definitions and cross-border fund complianc e issues. 5. Productization and Automation of Reco nciliationSystematically streamlined manual reconciliation processes across various channels, identified automation priorities, and generated complete Product Requirements Documen ts (PRDs).Collaborated with product and data engineering teams, led the iterative development of the reconciliation system: automatic discrepancy identification, chargeback financial transaction data integration, automatic collection of issuer card issuance fees, and automatic generation of channelcos t reports.Defined a financial data dictionary and standardized definitions to ensure alignment between data warehouse fields and financial account ing logic.Established a continuous tracking mechanism for core metrics such as automation coverage and reconciliation timeliness, driving a quarterly decrease in the proportion of manual o perations. 6. Team Management and Cross-Functional Co llaborationEstablished standardized operating manuals for the team to ensure that personnel changes did not affect the stability of core processes.Represented the finance operations team in cross-departmental projects (new channel launches, new market expansion, system **upgrades). R** - equirements: Bachelor's degree or above in Finance, Accounting, or related fields; CPA, ACCA, or CFA certificati - on preferred.5+ years of experience in financial operations, with at least 2 years of experience in payment/banking in core markets such as Europ - e and Brazil.Experience in direct bank connections, PSP partnerships, or Visa/Mastercard card issuance/acquiring financia - l operations.Regulatory Knowledge: Europe: PSD2, EMI/PI licensing framework, SEPA rules; familiar with regulatory bodies such as FCA, BaFin, and DNB; understanding of the impact of MiCA on fiat currenc y interfaces.Turkey: Familiar with the regulatory requirements of BDDK (Banking Authority) and TCMB (Central Bank) for payment institutions and fund transfers; understanding of FAST instant payment rules and foreign currency transaction restrictions.Brazil: Knowledge of the BACEN and CMN regulatory frameworks; familiar with PIX operating rules and Brazilian foreign exchange controls (especially current BACEN guidelines related to - crypto-fiat).Technical Skills:\*\* Proficient in Excel/Google Sheets financial modeling; SQL. \*\*Strong Bonus Points (Ability to Independently Extractand - Analyze Data)\*\*Experience in Productizing Fina - ncial Systems\*\*Experience in Building Automated Reconciliation Tools or Participating in the Design of Data Warehouse Fina - ncial Modules\*\*Excellent Cross-Cultural and Cross-Time Zone Communication Skills; Ability to Conduct Professional Financial Negotiations and Dispute Resolution with Channel Partners in Europe, Turkey, and - Latin America\*\*Structured Thinking Skills; Ability to Break Down Complex Cross-Border Financial Issues into Actiona - ble Solutions\*\*Strong Ownership; Ability to Independently Drive Multitasking in Highly Uncertain and Fast Paced E **nvironments** \*\* Why Join Us At MEXC, we believe people do their best work when they are trusted with real responsibility and given the f reedom to grow.• Ownership & Initiative – We encourage individuals to take initiative, lead projects, and contribute ideas that help shape how we build and improv e the platform.• Learning Culture – We regularly organize internal training programs, knowledge-sharing sessions, and learning initiatives where team members can both develop new skills and share their experti se with others.• Ideas That Matter – New ideas are welcomed and discussed openly. Team members have a real voice in shaping which proposals move forward, and meaningful contributions are recognize d and rewarded.• Room to Grow – As a rapidly expanding global exchange, roles evolve quickly and individuals often have opportunities to expand their scope and take on greater re sponsibilities.• Global Collaboration – Work with colleagues across different regions and cultures while contributing to a platform used by millions of u sers worldwide.