Systems Analyst- Blockchain

The Lead Systems Analyst will be responsible for driving the design, delivery, and integration of Bank’s Tokenised Deposits Platform. This includes defining requirements for token lifecycle operations (issue, transfer, lock, redeem), on chain/off chain settlement, programmability features, and interoperability with payments, treasury, and liquidity systems. This role partners with Payments, Technology, Architecture, Compliance, and Treasury teams to deliver a secure, regulated, production grade tokenised deposit infrastructure that supports domestic and cross border settlement use cases. **Key Responsibilities** 1. Tokenised Deposits Platform Analysis & Solution Design • Lead end to end functional analysis for Bank’s tokenised deposit platform including: o Token issuance, minting, and burning o Transfer logic, atomic settlement, and conditional settlement rules o Token locking/unlocking, escrow, and programmability o Redemption and conversion back to traditional deposits • Design the full token lifecycle and state machine, ensuring accuracy, traceability, and reconciliation with core banking systems. 2. On Chain / Off Chain Integration & Settlement • Design settlement flows for: o Domestic payments using tokenised deposits o Cross border corridors leveraging tokenised deposits as settlement assets o Interbank or inter entity transfers on tokenised rails • Ensure deterministic, final and auditable settlement regardless of whether settlement occurs on chain or off chain. 3. Architecture & Platform Delivery Leadership • Work closely with Solution Architects to define: o Smart contract modules for deposit tokens o Token metadata standards, security constraints, and compliance hooks o Wallet integration (custodial / institutional / MPC-based) • Define API specifications and event models for token issuance, transfer, settlement, and reconciliation. • Support the overall platform design to achieve scalability, resilience, fault tolerance, and regulatory compliance. 4. Regulatory, Risk & Compliance Alignment • Translate MAS regulatory expectations regarding digitised deposits, DPT, stablecoins, and tokenised money into system requirements and controls. • Ensure compliance with AML/CFT screening, Travel Rule requirements, traceability, and token provenance rules. 5. Delivery & Engineering Support • Lead analysis workstreams across Agile squads delivering tokenised deposit capabilities. • Provide precise clarifications to developers on token logic, settlement rules, smart contract behaviour, and edge cases. • Support QA in designing and executing tests for: o Multi-currency token issuance o Settlement finality and state transitions o Token to core banking reconciliation o Failure/retry, rollbacks, and operational exceptions 6. Stakeholder & Vendor Engagement Technical Skills • Strong understanding of tokenised deposits, digital money architecture, and regulated digital assets. • Expertise in: Token standards and smart contracts o On chain/off chain coordination and reconciliation o Digital custody, key management, MPC/HSM o DLT platforms and ledger models • Solid background in systems analysis, APIs, integration patterns, state machines, and event-driven architectures. **Requirements** • 7–12 years in payment systems analysis with experience in RFP, eMandate, Direct Debit, or similar. • Strong engineering/technical skills: • API design (REST/JSON, OpenAPI/Swagger) • Microservices architecture • Event driven patterns (Kafka or equivalent) • State machine and sequence diagram modelling • HA/DR and low latency systems • Experience integrating with AML, fraud, entitlements and ledger systems. • Ability to reuse and extend existing platform components and code frameworks. • Digital Assets like Stablecoins, Tokenized Deposit, CBDC Contract duration:- 6 Months About CLPS RiDiK: RiDiK is a global technology solutions provider and a subsidiary of CLPS Incorporation (NASDAQ: CLPS), delivering cutting-edge end-to-end services across banking, wealth management, and e-commerce. With deep expertise in AI, cloud, big data, and blockchain, we support clients across Asia, North America, and the Middle East in driving digital transformation and achieving sustainable growth. Operating from regional hubs in 10 countries and backed by a global delivery network, we combine local insight with technical excellence to deliver real, measurable impact. Join RiDiK and be part of an innovative, fast-growing team shaping the future of technology across industries. We will review applications on a rolling basis until 26/03/26, and early submissions are encouraged. Please note that only shortlisted candidates will be contacted. Thank you for your understanding